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About VCB Mortgage Lending

When you’re a VCB customer, you’re our "customer for life." We know we have to earn that privilege, and VCB’s Mortgage Team is proud to enjoy many referrals from previous customers and local real estate professionals.

Why do our customers choose VCB Mortgage?

  • We make the loan process hassle-free. We provide you with the most advanced technology so your loans are closed quickly with the least amount of work on your part. By combining the Internet with automated underwriting systems, we’ve streamlined the home mortgage loan application, approval and settlement process for you.
  • We’ve got the right people to help you. VCB’s mortgage professionals have the expertise, experience and commitment you value. We’re eager to meet you. In the meantime, get to know our mortgage team.
  • We know our customers. Let us build a relationship with you. We can analyze your particular situation to get you the best loan program possible. Plus, we have the flexibility to work directly with our internal team of loan originators so that we can get you the right mortgage right away.
  • We have options. We offer a variety of mortgage loans for a variety of needs. 

The perfect mortgage loan is within your reach. Just pick up the phone and call a VCB Mortgage loan specialist at
(703) 961-0160 to let us help you realize your goal.



Learn More

Consumer Identification Program Notice

Important Information about Procedures for Opening a New Account. In an effort to protect you and our country, President Bush signed the USA Patriot Act into law on October 26, 2001. Section 326 of the USA Patriot Act requires all financial institutions to:

• Verify the identity of any person seeking to open an account (which includes Safe Deposit Boxes, Loans and Deposit Accounts).

• Maintain records of the information used to verify the person's identity including name, address, date of birth, and other identifying means.

Virginia Commerce Bank trusts you will understand the necessity of these requirements and help us follow them by presenting picture identification, such as, a valid driver’s license or US Passport, and other verification documents as requested.

In some cases, identification will be requested from those who have banked with us prior to the adoption of the USA Patriot Act, because original documentation was not obtained with the opening of the account. In all cases, we pledge to protect your identity and confidentiality.

Virginia Commerce Bank proudly supports all efforts to protect and maintain the security of our customers and our country.

We are committed to . . .

Making the difference for you and your community.


For more information contact us at vcbmortgage@vcbonline.com or call to speak to a mortgage professional at (703) 961-0160.